NUI Verification Services Inc. offers a wide variety of products and services in order to the meet the demands of our clients. We conduct full interior inspections that focus in on replacement value, liabilities, hazards and safety issues, interior inspections, exterior inspections and a wide variety of supplements. All products and services are made available through a secure web based portal system that allows for real-time exchange of data.
Main Street Value (up to $499,999)
Included:
Letters are mailed to the clients in order to advise that NUI will be contacting them in the near future to set up an inspection of their home.
Inspector sets up an appointment at a mutually aggreable time with policy holder.
Inspectors are equipped with NUI identification as well as business cards ready to show the policy holder prior to entering any risk.
Questions asked as to occupancy, time lived here, age of the home, update history, renovations, losses, home based business, etc.
Interior and exterior inspection proceeds with focus on EHP, liabilities, hazards, replacement materials and information is gathered, photos are taken.
A full exterior diagram is drawn up using professional inspection software.
All information is entered into the HomeProbe inspection system and recommendations and replacement values are calculated.
High Value ($500,000+)
Included:
All details from the Main Street Value homes are utilized.
Additional photos are taken room by room.
Additional focus on any upgrades or unique features.
Supplements
Many inspections may include one or several supplements if a home based business, outbuilding, oil tank, tank or wood stove is found on the premises of a given risk. The following list includes the typical Supplements that NUI offers:
Home Based Business
This supplement focuses on home businesses found located on the property or in the household of a given risk. Exposures and other liability issues are collected during this inspection supplement.
Outbuildings
This supplement focuses on any outbuildings found not attached to the primary structure. Attention is primarily spent on usage and replacement costs. This supplement can include a wide variety of detached structures such as garages, barns, gazebos, sheds, pool houses and more.
Tank (non-Oil)
This supplement is included if a tank is found in the household or on the property. Information found is aimed at providing details on condition, use and potential liabilities associated with having a fuel tank on the premises.
Oil Tank
This supplement is included if an oil tank is found in the household or on the property. Inspection staff utilizes a ‘white glove’ technique to focus on scaling and worm holing on the surface of the tank in order to detect any leaks as well as observe the general condition, environmental and usage details. NUI Verification Services Inc. is nearly completed testing on a new TankPoints™ System that will allow insurance carriers to schedule repeat inspections based off of key data components collected in the field in order to establish a ‘level of comfort’ with each oil tank. This system is aimed at establishing a unique reoccurring inspection schedule based on each specific tank rather than creating an expensive revolving annual inspection regime. NUI has been working closely with heating professionals, insurance carriers and engineering firms to develop the most reliable oil tank inspection system available at this time without the use of ineffective and ‘gimmicky’ technology.
Wood Stove
This supplement provides detailed information on any wood stove found on the property. Use, condition, make, type and installation details are the primary focus for the wood stove report. This inspection follows the WETT requirements and recommendation philosophy.
Main Street Value (up to $499,999)
Included:
High Value ($500,000+)
Included:
Supplements
Many inspections may include one or several supplements if a home based business, outbuilding, oil tank, tank or wood stove is found on the premises of a given risk. The following list includes the typical Supplements that NUI offers:
Home Based Business
This supplement focuses on home businesses found located on the property or in the household of a given risk. Exposures and other liability issues are collected during this inspection supplement.
Outbuildings
This supplement focuses on any outbuildings found not attached to the primary structure. Attention is primarily spent on usage and replacement costs. This supplement can include a wide variety of detached structures such as garages, barns, gazebos, sheds, pool houses and more.
Tank (non-Oil)
This supplement is included if a tank is found in the household or on the property. Information found is aimed at providing details on condition, use and potential liabilities associated with having a fuel tank on the premises.
Oil Tank
This supplement is included if an oil tank is found in the household or on the property. Inspection staff utilizes a ‘white glove’ technique to focus on scaling and worm holing on the surface of the tank in order to detect any leaks as well as observe the general condition, environmental and usage details. NUI Verification Services Inc. is nearly completed testing on a new TankPoints™ System that will allow insurance carriers to schedule repeat inspections based off of key data components collected in the field in order to establish a ‘level of comfort’ with each oil tank. This system is aimed at establishing a unique reoccurring inspection schedule based on each specific tank rather than creating an expensive revolving annual inspection regime. NUI has been working closely with heating professionals, insurance carriers and engineering firms to develop the most reliable oil tank inspection system available at this time without the use of ineffective and ‘gimmicky’ technology.
Wood Stove
This supplement provides detailed information on any wood stove found on the property. Use, condition, make, type and installation details are the primary focus for the wood stove report. This inspection follows the WETT requirements and recommendation philosophy.
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© NUI VERIFICATION SERVICES INC. 2012